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Healthcare is one of the most essential services required by any society. Unfortunately, not everyone in India has access to adequate healthcare, and many people are forced to choose between medical treatment and other basic necessities. This is where Ayushman Bharat comes in. Launched in 2018, Ayushman Bharat is a government-funded healthcare scheme that aims to provide financial protection to vulnerable families in India.
What is Ayushman Bharat?
Ayushman Bharat, also known as the Pradhan Mantri Jan Arogya Yojana (PM-JAY), is a government-funded healthcare scheme that was launched in 2018. The scheme aims to provide financial protection to vulnerable families in India by covering their medical expenses. The scheme is managed by the National Health Authority (NHA) and provides coverage of up to Rs. 5 lakh per family per year.
Under Ayushman Bharat, eligible families are issued an e-card that can be used to avail of cashless medical treatment at empaneled hospitals. The scheme covers hospitalization expenses, including pre and post-hospitalization costs, and includes a wide range of medical treatments, including surgeries, diagnostic tests, and medicines.
Who is eligible for Ayushman Bharat?
The scheme is designed for vulnerable families in India, including those living below the poverty line and those who are socially and economically disadvantaged. The eligibility criteria for Ayushman Bharat vary from state to state, but in general, families with an annual income of less than Rs. 5 lakh are eligible for the scheme.
How to enroll in Ayushman Bharat?
Enrollment in Ayushman Bharat is simple and hassle-free. Eligible families can enroll in the scheme by visiting their nearest Ayushman Bharat enrollment center. The enrollment process involves filling up a form and submitting the necessary documents. Once the enrollment process is complete, the family is issued an e-card that can be used to avail of cashless medical treatment at empaneled hospitals.
Benefits of Ayushman Bharat
The Ayushman Bharat scheme has several benefits, both for the government and the beneficiaries. Some of the benefits of the scheme are:
Ayushman Bharat provides financial protection to vulnerable families in India by covering their medical expenses.
The scheme allows beneficiaries to avail of cashless medical treatment at empaneled hospitals, eliminating the need to pay out of pocket for medical expenses.
Ayushman Bharat covers a wide range of medical treatments, including surgeries, diagnostic tests, and medicines.
The e-card issued under Ayushman Bharat is portable, which means that beneficiaries can avail of medical treatment in any empaneled hospital in the country.
Ayushman Bharat is a crucial healthcare scheme that provides financial protection to vulnerable families in India. The scheme has helped millions of people access healthcare and medical treatment that they would otherwise not be able to afford. The government needs to continue to support and expand the scheme to ensure that more people can benefit from it. Access to healthcare is a basic human right, and Ayushman Bharat is a step in the right direction towards achieving universal healthcare in India.