Ayushman Bharat: The World’s Largest Healthcare Scheme

AYUSHMAN BHARAT

In September 2018, the Government of India launched Ayushman Bharat, the world’s largest healthcare scheme aimed at providing financial protection and healthcare services to the vulnerable sections of society. The scheme is also known as the Pradhan Mantri Jan Arogya Yojana (PM-JAY). In this article, we will discuss the key features and benefits of the scheme.

https://bis.pmjay.gov.in

What is Ayushman Bharat?

Ayushman Bharat is a flagship scheme of the Government of India that aims to provide financial protection to around 10 crore families, covering approximately 50 crore beneficiaries in India. The scheme provides health insurance cover of up to Rs. 5 lakh per family per year for secondary and tertiary hospitalization.

Key Features of Ayushman Bharat:

  • Coverage of beneficiaries: Ayushman Bharat covers 10 crore families, which includes approximately 50 crore beneficiaries, making it the largest healthcare scheme in the world.
  • Health insurance cover: The scheme provides health insurance cover of up to Rs. 5 lakh per family per year for secondary and tertiary hospitalization.
  • Cashless transactions: The scheme provides cashless transactions at the point of service.
  • Paperless and portable: The scheme is paperless and portable, which means that the beneficiary can avail of the benefits at any hospital empanelled under the scheme.
  • Pre-existing conditions: The scheme covers pre-existing conditions from the day of enrollment.

Benefits of Ayushman Bharat:

  • Financial protection: Ayushman Bharat provides financial protection to vulnerable families by covering the cost of hospitalization and treatment for various illnesses and diseases.
  • Access to quality healthcare: The scheme aims to provide access to quality healthcare to every citizen of India, especially those from vulnerable sections of society who cannot afford healthcare services.
  • Reduced out-of-pocket expenses: Ayushman Bharat reduces the out-of-pocket expenses of the beneficiary by providing health insurance cover of up to Rs. 5 lakh per family per year.
  • Improved health outcomes: The scheme focuses on providing preventive and curative healthcare services, which can lead to improved health outcomes and reduced morbidity and mortality rates.
  • Employment generation: The scheme has the potential to generate employment opportunities in the healthcare sector, which can contribute to the economic growth of the country.

Conclusion:

Ayushman Bharat is a revolutionary scheme that has the potential to transform the healthcare sector in India. The scheme provides financial protection and access to quality healthcare to the vulnerable sections of society. The scheme’s focus on preventive and curative healthcare services can lead to improved health outcomes and reduced morbidity and mortality rates. The scheme is a step towards building a healthy and prosperous India.

Frequently Asked Question :FAQ

What is Ayushman Bharat?

Ayushman Bharat is a healthcare scheme launched by the Government of India in September 2018. It aims to provide financial protection and healthcare services to vulnerable sections of society.

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Who is eligible for Ayushman Bharat?

Ayushman Bharat covers 10 crore families, which includes approximately 50 crore beneficiaries. Any family listed in the Socio-Economic Caste Census (SECC) 2011 database is eligible for the scheme.

What is the coverage provided under Ayushman Bharat?

Ayushman Bharat provides health insurance cover of up to Rs. 5 lakh per family per year for secondary and tertiary hospitalization.

What is the cost of the scheme?

The cost of the scheme is shared between the central and state governments. The central government bears 60% of the cost, while the state government bears the remaining 40%.

How to enroll for Ayushman Bharat?

The eligible families are identified through the SECC 2011 database. The eligible families receive a letter from the government with an Ayushman Bharat card, which can be used to avail of the benefits under the scheme.

Which hospitals are empanelled under Ayushman Bharat?

Ayushman Bharat empanels both public and private hospitals. The hospitals are empanelled based on their infrastructure, quality of services, and geographical coverage.

Is there any age limit for availing the benefits under Ayushman Bharat?

No, there is no age limit for availing the benefits under Ayushman Bharat.

What is the process for cashless transactions under Ayushman Bharat?

The scheme provides cashless transactions at the point of service. The beneficiary can present the Ayushman Bharat card at the hospital to avail of the benefits under the scheme.

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Our mission at Apna Samaaj is to connect underprivileged communities in India with the resources and opportunities they need to thrive. We aim to create a comprehensive platform that provides access to welfare schemes from government bodies and NGOs, as well as private organizations, helping to bridge the gap between those in need and those who can provide support. Through our efforts, we strive to empower individuals and communities, drive economic growth, and make a positive impact on society.