Pradhan Mantri Kisan Samman Nidhi (PM-Kisan)

Agriculture is the backbone of the Indian economy, employing over 50% of the country’s workforce. Yet, despite the significant contributions made by farmers to the nation, they often struggle to make ends meet. To address this issue, the Indian government launched the Pradhan Mantri Kisan Samman Nidhi (PM-Kisan) Yojana in 2019.

Pradhan Mantri Kisan Samman Nidhi (PM-Kisan) Yojana is a revolutionary scheme launched by the Government of India to provide financial assistance to small and marginal farmers across the country. The scheme aims to support the income of farmers by providing direct financial assistance of Rs. 6,000 per year.

The scheme was announced in February 2019, and since then, it has provided significant financial assistance to millions of small and marginal farmers across India. Under the PM-Kisan Yojana, farmers receive financial assistance of Rs. 6,000 per year in three equal installments of Rs. 2,000 each. The scheme provides income support to small and marginal farmers who own less than two hectares of land.

The PM-Kisan Yojana is an ambitious scheme that seeks to provide financial assistance to farmers to meet their agricultural and living expenses, and to ensure their financial stability. The scheme is expected to benefit over 140 million farmers across the country. The financial assistance is transferred directly into the bank accounts of eligible farmers through the Direct Benefit Transfer (DBT) system, making it a highly efficient and transparent process.

One of the main objectives of the PM-Kisan Yojana is to address the issue of farmer distress and improve the livelihoods of farmers across the country. The scheme provides a safety net to small and marginal farmers who often struggle to make ends meet due to low yields, poor prices, and high production costs.

The PM-Kisan Yojana has been a significant success in addressing farmer distress and improving the financial stability of farmers across the country. The scheme has provided significant financial assistance to millions of small and marginal farmers, who have been able to invest in better farming practices, purchase better seeds and fertilizers, and improve their overall productivity.

Furthermore, the scheme has also helped reduce the dependency of farmers on moneylenders and other informal sources of credit, which often charge high-interest rates and leave farmers trapped in a vicious cycle of debt.

While the PM-Kisan Yojana has been a significant success, it has also faced criticism from some quarters. Some have argued that the scheme does not adequately address the structural issues that plague Indian agriculture, such as low productivity, poor market access, and lack of infrastructure.

Others have raised concerns about the exclusion of tenant farmers and landless agricultural laborers from the scheme. They argue that these vulnerable sections of the farming community should also be included in the scheme to ensure that they too can benefit from the financial assistance provided.

Despite these criticisms, the PM-Kisan Yojana remains an important initiative that has the potential to improve the livelihoods of millions of small and marginal farmers across India. The scheme has shown that direct financial assistance can go a long way in addressing farmer distress and improving the overall health of the agricultural sector.

In conclusion, the PM-Kisan Yojana is an ambitious and necessary scheme that has the potential to transform the lives of millions of farmers across India. The scheme provides financial assistance to small and marginal farmers, enabling them to invest in better farming practices and improve their overall productivity. While there are criticisms of the scheme, its overall impact has been significant, and ongoing efforts should be made to improve the scheme and ensure that it benefits all sections of the farming community.

In this image we see the farmer with tractor and pm kisan samman yojana logo

Eligibility Criteria for PM-Kisan Yojana: Who can apply for the scheme?

Who can apply for PM-Kisan Yojana?

To be eligible for PM-Kisan Yojana, a farmer must meet the following criteria:

  1. Citizenship: The farmer must be a citizen of India.
  2. Landholding: The farmer must have a cultivable landholding of up to 2 hectares. Landholdings greater than 2 hectares are not eligible for the scheme. The landholding must be in the name of the farmer or the name of the farmer’s family members.
  3. Exclusions: The following categories of farmers are not eligible for the scheme:
  • Farmers who have opted for voluntary exclusion from the scheme.
  • Institutional landholders or farmer families that have one or more of its members in a constitutional position or holding a ministerial or higher position at the central or state government level.
  • Farmer families that have one or more members who are currently serving or retired officers and employees of the Central or State Governments or Public Sector Undertakings.
  • Professionals such as doctors, engineers, lawyers, and chartered accountants who have a cultivable landholding.
  • Beneficiaries of other central or state government schemes for farmers.
  1. Aadhaar number: The farmer must have a valid Aadhaar number. Aadhaar is a unique identification number issued by the Government of India. It is mandatory for all beneficiaries of PM-Kisan Yojana to have a valid Aadhaar number.
  2. Bank account: The farmer must have a bank account in his or her name. The bank account details, including the account number, bank name, and branch name, must be linked to the farmer’s Aadhaar number.
  3. Application: The farmer must apply for the scheme through the prescribed application process. The application process may vary depending on the state or district in which the farmer is located.

Benefits of PM-Kisan Yojana: How does it help farmers?

  1. Financial Assistance:

The PM-Kisan Yojana provides much-needed financial assistance to small and marginal farmers. The income support of Rs. 6,000 per year can help farmers to meet their agricultural expenses, including the purchase of seeds, fertilizers, and other inputs. It can also help farmers to cope with unforeseen expenses and reduce their dependence on informal sources of credit.

  1. Improved Agricultural Productivity:

The financial assistance provided by PM-Kisan Yojana can help farmers to invest in their farms and improve their productivity. Farmers can use the income support to adopt modern farming practices, purchase better quality seeds and fertilizers, and improve irrigation facilities. This can lead to increased crop yields, better quality produce, and higher incomes for farmers.

  1. Timely Payment:

Under the PM-Kisan Yojana, the income support is provided to farmers in three equal installments of Rs. 2,000 each. The payment is made directly to the bank accounts of eligible farmers. This ensures timely payment and eliminates intermediaries, reducing the possibility of corruption and leakage of funds.

  1. Improved Standard of Living:

The financial assistance provided by PM-Kisan Yojana can help farmers to improve their standard of living. By providing a stable source of income, the scheme can help farmers to meet their basic needs, including food, shelter, and education. This can contribute to poverty reduction and improve the overall well-being of farmers and their families.

  1. Boost to Rural Economy:

The PM-Kisan Yojana can also contribute to the growth of the rural economy. By providing financial assistance to small and marginal farmers, the scheme can stimulate rural demand and create employment opportunities in the agriculture sector. This can lead to the development of rural infrastructure, including roads, irrigation facilities, and storage facilities.

PM-Kisan Yojana Registration: How to enroll for the scheme?

Registration Process:

The registration process for PM-Kisan Yojana is simple and can be completed online. Here are the steps to enroll for the scheme:

Step 1: Visit the official PM-Kisan Yojana website – https://pmkisan.gov.in/.

Step 2: Click on the “New Farmer Registration” link on the homepage.

Step 3: Select the state and district of your residence.

Step 4: Enter your Aadhaar number, name, and captcha code.

Step 5: Click on the “Click here to continue” button.

Step 6: On the next page, enter your bank account details, including the account number, IFSC code, and branch name.

Step 7: Click on the “Save” button.

Step 8: Your registration process is complete. You will receive a confirmation message on your registered mobile number.

Note: If you are already registered for PM-Kisan Yojana and need to update your details or correct any mistakes, you can do so by visiting the official website and selecting the “Edit Farmer Details” option.

PM-Kisan Yojana Application Process: Step-by-Step Guide to Apply Online

Application Process:

The application process for PM-Kisan Yojana is simple and can be completed online. Here are the steps to apply for the scheme:

Step 1: Visit the official PM-Kisan Yojana website – https://pmkisan.gov.in/.

Step 2: Click on the “Farmers Corner” option on the homepage.

Step 3: Select the “New Farmer Registration” option from the drop-down menu.

Step 4: Enter your Aadhaar number and the image code as displayed on the screen.

Step 5: Click on the “Click here to continue” button.

Step 6: Fill in the required details like name, gender, date of birth, and father’s name.

Step 7: Enter your bank account details, including the account number, IFSC code, and branch name.

Step 8: Click on the “Save” button to complete the application process.

Step 9: You will receive an application reference number, which can be used to track the status of your application.

Note: If you have already registered for PM-Kisan Yojana and need to update your details or correct any mistakes, you can do so by visiting the official website and selecting the “Edit Farmer Details” option.

PM-Kisan Yojana Payment Process: How are the funds transferred to the beneficiaries?

Payment Process:

Once the beneficiary’s application is approved, the payment process for the PM-Kisan Yojana scheme is initiated. The payment process for PM-Kisan Yojana is done through the Direct Benefit Transfer (DBT) mode. The funds are directly transferred to the beneficiary’s bank account, which is linked to their Aadhaar number.

The payment process for PM-Kisan Yojana is divided into three stages, each stage corresponds to the payment of one installment of Rs. 2,000. Here’s a brief overview of the payment process:

Stage 1: First Installment Payment Process

Once the beneficiary’s application is approved, the first installment of Rs. 2,000 is transferred to their bank account within a month. The first installment is paid for the period from 1st December to 31st March.

Stage 2: Second Installment Payment Process

After the successful payment of the first installment, the second installment of Rs. 2,000 is transferred to the beneficiary’s bank account between April to July. The second installment is paid for the period from 1st April to 31st July.

Stage 3: Third Installment Payment Process

After the successful payment of the second installment, the third and final installment of Rs. 2,000 is transferred to the beneficiary’s bank account between August to November. The third installment is paid for the period from 1st August to 30th November.

Note: Beneficiaries who are not able to receive their installment in any stage due to any reason such as the bank account is closed, the account number is wrong, etc. will receive the payment once they update their bank account details.

PM-Kisan Yojana Status Check: How to check the application and payment status?

Application Status Check:

Farmers who have applied for the PM-Kisan Yojana can check the status of their application online. Here’s how to check the application status:

Step 1: Visit the official PM-Kisan Yojana website at https://pmkisan.gov.in/.

Step 2: Click on the “Farmers Corner” tab in the menu bar.

Step 3: Click on the “Beneficiary Status” option from the drop-down menu.

Step 4: Enter your Aadhaar number or account number or mobile number or farmer ID.

Step 5: Click on the “Get Data” button.

Step 6: The application status will be displayed on the screen.

If the payment status shows “Payment sent to PFMS for processing” or “Payment sent to bank for processing”, it means that the payment process is ongoing. If the payment status shows “Payment failed”, it means that the payment was unsuccessful, and the reason for the failure will be displayed on the screen.

PM-Kisan Yojana Impact: Has the Scheme Been Successful in Achieving Its Goals?

Since its launch, the PM-Kisan Yojana has provided significant financial assistance to farmers across India. As of March 2021, the scheme has provided financial assistance to over 10 crore farmers across the country. According to the official PM-Kisan Yojana website, over Rs. 1,15,000 crores have been disbursed under the scheme since its launch.

The PM-Kisan Yojana has also contributed significantly to reducing the financial burden on small and marginal farmers. The scheme’s financial assistance has helped farmers meet their agricultural expenses, such as purchasing seeds, fertilizers, and equipment, and has provided them with some relief from the high cost of living.

In addition, the PM-Kisan Yojana has also played a crucial role in boosting the rural economy. The scheme’s financial assistance has helped farmers increase their purchasing power, leading to increased demand for goods and services in rural areas. This, in turn, has boosted the income of small businesses and service providers in these areas, contributing to overall economic growth.

However, the scheme has faced some criticism regarding its implementation and coverage. Some experts have argued that the scheme’s eligibility criteria are too narrow, as many farmers who own more than two hectares of land are still struggling financially. Additionally, some farmers have reported issues with delays in receiving payments and discrepancies in their payment amounts.

Despite these criticisms, the PM-Kisan Yojana has been successful in providing significant financial assistance to small and marginal farmers across India. The scheme has helped farmers meet their agricultural expenses, improve their standard of living, and boost the rural economy. While there is still room for improvement, the scheme has undoubtedly made a positive impact on the lives of millions of farmers across the country.

PM-Kisan Yojana Criticism: What are the criticisms of the scheme?

One of the main criticisms of the PM-Kisan Yojana is that the eligibility criteria are too narrow. The scheme provides financial assistance only to small and marginal farmers who own less than two hectares of land. However, many farmers who own more than two hectares of land are also struggling financially and could benefit from the scheme’s financial assistance. As a result, the scheme may be excluding a significant number of farmers who are in need of financial support.

Another criticism of the PM-Kisan Yojana is that the payment process is often delayed, and there have been discrepancies in payment amounts. While the government has made efforts to streamline the payment process and ensure timely disbursement of funds, some farmers have reported issues with delays in receiving payments or receiving payments in incorrect amounts. This can create significant financial difficulties for farmers who rely on the scheme’s financial assistance to meet their agricultural needs and living expenses.

There have also been concerns regarding the scheme’s impact on the environment. Critics argue that the scheme’s emphasis on cash transfers to farmers may lead to overuse of fertilizers and other inputs, which can have negative environmental impacts. Additionally, some experts have argued that the scheme’s focus on income support may not be sufficient to address the broader issues facing Indian agriculture, such as land fragmentation and inadequate access to credit and markets.

Finally, some critics have argued that the PM-Kisan Yojana is not sufficient to address the broader challenges facing Indian agriculture. While the scheme provides financial assistance to small and marginal farmers, it does not address issues such as agricultural productivity, market access, and crop diversification, which are critical for improving the overall health of the agricultural sector.

Despite these criticisms, the PM-Kisan Yojana has provided significant financial assistance to millions of small and marginal farmers across India. While there is certainly room for improvement, the scheme has undoubtedly made a positive impact on the lives of many farmers. The criticisms of the scheme highlight the need for ongoing monitoring and evaluation to ensure that the scheme is meeting its objectives and addressing the broader challenges facing Indian agriculture.

Frequently Asked Questions about the scheme :

What is PM-Kisan Yojana?

PM-Kisan Yojana is a central government scheme aimed at providing financial assistance to small and marginal farmers across India.

How much financial assistance does PM-Kisan Yojana provide?

The scheme provides income support of Rs. 6,000 per year to eligible farmers in three equal installments of Rs. 2,000 each.

Who is eligible for PM-Kisan Yojana?

Small and marginal farmers who own cultivable land up to 2 hectares are eligible for the PM-Kisan Yojana scheme.

How can I apply for PM-Kisan Yojana?

Farmers can apply for PM-Kisan Yojana either online through the official PM-Kisan Yojana website or offline through the Common Service Centers (CSCs) or PM-Kisan Yojana registration camps.

What documents are required to apply for PM-Kisan Yojana?

The documents required to apply for PM-Kisan Yojana include Aadhaar card, land ownership documents, and bank account details.

When are the installments for PM-Kisan Yojana distributed?

The installments for PM-Kisan Yojana are distributed in three equal installments of Rs. 2,000 each, once every four months.

How are the funds transferred to the beneficiaries?

The funds are transferred directly to the beneficiaries’ bank accounts through the Direct Benefit Transfer (DBT) scheme.

Can farmers check the status of their application and payment online?

Yes, farmers can check the status of their application and payment online through the official PM-Kisan Yojana website.

Is there any fee to apply for PM-Kisan Yojana?

No, there is no fee to apply for PM-Kisan Yojana. The application process is free of cost.

Can farmers apply for PM-Kisan Yojana if they do not have a bank account?

No, farmers must have a valid bank account to receive the benefits of PM-Kisan Yojana.

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